General Insurance

Health Insurance Renewal

HealthInsuranceRenewal

Key Features

Seamless Renewals, Uninterrupted Health Coverage

Coverage Highlights

Get comprehensive coverage for your health
  • Seamless Renewal Process

Easy online renewal without paperwork.

  • Continued Coverage

No break in coverage for pre-existing conditions.

  • Customisable Plans

Option to enhance coverage or add riders.

  • No-Claim Bonus Benefits

Discounts on premiums for claim-free years.

  • Hassle-Free Digital Access

Manage policies and claims online.

Inclusions

What’s covered?
  • Hospitalisation due to illness or accidents

  • Coverage for prescribed diagnostic tests

  • Doctor consultation fees and treatment costs

  • Option for maternity and wellness benefits

  • Organ donor expenses

Exclusions

What’s not covered?
  • Pre-existing conditions if the waiting period is not met

  • Cosmetic treatments and non-medical expenses

  • Alternative therapies unless specifically covered

  • Self-inflicted injuries and substance abuse-related treatments

  • Experimental or unapproved treatments

Additional Covers

What else can you get?
  • 24/7 Health Helpline for medical queries

  • Digital Claim Submission for faster processing

  • Online Policy Management and Renewal

  • Preventive Health Check-up Benefits

  • Cashless Hospitalisation at Network Hospitals

Coverage Highlights

Know more
  • Inpatient Hospitalisation Expenses

  • Pre - and Post-Hospitalisation Costs

  • Daycare Procedures Coverage

  • Critical Illness Rider Option

  • Emergency Ambulance Cover

Renewing

Health Insurance Policy

Benefits of Renewing a Health Insurance Policy Before Expiry.

Renew your policy before it expires. We’re sure you’ve heard that before but let us tell you why it’s so important.Once your policy expires, it can lead to a lapse which results in you losing all the acquired benefits. That includes the waiting period benefit.

Things to Note

Points to Keep in Mind When Renewing Your Health Insurance Policy.

Missed your renewal deadline? Well, you’ll be glad to know that you have a grace period of 30 days from the expiry date to renew your health cover.

It’s only when you try and test something yourself that you realize the utility it truly provides you. Renewal is the perfect time for you to make the necessary changes to your policy. For instance, if you found the sum insured to be insufficient, you can increase it at the time of renewal.

FAQs

How do I go about renewing health insurance plans?

Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses. Been on the go a lot lately? No problem. Just download the Bajaj Allianz Mobile App ‘ Insurance Wallet’ and you’re sorted. From loc

How is the health insurance renewal premium calculated?

We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.

Can I renew my expired health insurance policy?

Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo

Can I renew health insurance online?

Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.

Will I be able to transfer my health policy from another company??

Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.

Why is medical insurance necessary for your health?

Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings

How many dependent members can I add to my family health insurance pla

You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.

Why should you compare health insurance plans online?

Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.

Why should you never delay the health insurance premium?

Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.

How to get a physical copy of your Bajaj Allianz General Insurance Com

Request a physical copy from the insurer or take a printout of the digital policy document received via email.

Is there a time limit to claim health cover plans?

Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.

What are network hospitals in health insurance?

Network hospitals are those with tie-ups with the insurer, offering cashless treatment facilities, simplifying the claim process for the insured.

How do you buy Bajaj Allianz General Insurance Company Health Insuranc

Visit the website or app, select the desired plan, fill in personal details, compare options, and make the payment to receive the policy document via email.

Which is better: health insurance or medical insurance?

Health insurance offers broader coverage, including pre and post-hospitalisation expenses, while mediclaim policy primarily covers hospitalisation costs, making health insurance more comprehensive.

Do you need Rs. 1 crore health insurance?

A Rs. 1 crore health insurance plan provides extensive coverage for high medical expenses, offering comprehensive financial protection against significant healthcare costs.

Which health insurance is the best?

The best health plan offers comprehensive coverage, cashless treatment at network hospitals, a high claim settlement ratio, and excellent customer support.

What are the four common health insurance plans?

The four common health insurance plans are individual, family floater, critical illness, and senior citizen health insurance, each catering to specific needs and demographics.

Which is the best health insurance provider in India?

The best health insurance provider in India is Bajaj Allianz General Insurance Company. We offer comprehensive plans, a wide network of hospitals, a high claim settlement ratio, and responsive customer service.

Why should you never delay the health insurance premium?

Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy

Is there a time limit to claim health cover plans?

Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing

Health Insurance Policy Online

Renew your policy before it expires. We’re sure you’ve heard that before but let us tell you why it’s so important.Once your policy expires, it can lead to a lapse which results in you losing all the acquired benefits. That includes the waiting period benefit.

Individual Health Guard

We offer a quick and convenient online renewal facility for your Health Guard insurance policy because we don’t want you to go unprotected for a single minute.

Family Floater Health Guard

You’re constantly worrying about the wellbeing of your family and understandably so. With our instant renewal facility, let us lift some of that burden off your shoulders.

Critical Illness

We offer instant renewal facility for your Critical Illness policy for we know how hard it can get and we want to do everything we can to help.

Extra Care

Nothing is constant, except rising healthcare costs. Renew your Extra Care policy with us because our commitment to take care of you is second to none.

Hospital Cash

Cash is king, it’s a known fact. You can instantly renew your health insurance policy online and stay empowered in an emergency with the daily allowance for hospitalization expenses.

Top Up Health

You can renew your Extra Care Plus policy for your entire lifetime.

How to Renew Health Insurance Policy Online at Bajaj Allianz

It's as simple as counting 1, 2, and completing it!

We get that life can get busy and chaotic and there several things to check off your daily to-do list. That's why we've made something as crucial as renewing your and your family's health insurance policy as easy as two simple steps. It's so quick and hassle-free that you'll be done with it before you can even add it to your to-do list.

1. Details

Fill in your basic details like your existing policy number and date of birth.

2. Pick quote & Pay

Pick your renewal quote and make the payment.

And voila! You're done.

That's literally all it takes to renew health insurance and continue being covered. You can do it while eating breakfast or while waiting for your movie to begin. There's no need to spare any additional time and come see us in person.


Points to Keep in Mind When Renewing Your Health Insurance Policy

●      Missed your renewal deadline? Well, you’ll be glad to know that you have a grace period of 30 days from the expiry date to renew your health cover.

It’s only when you try and test something yourself that you realize the utility it truly provides you. Renewal is the perfect time for you to make the necessary changes to your policy. For instance, if you found the sum insured to be insufficient, you can increase it at the time of renewal.